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Discussion Starter · #1 ·
Hi all,

Sure we all know that the insurance group on a Duster is 10(p), but what does the P mean?

Anyway, I have just got a quote from Dacia Insurance for £505. That includes legal and Windscreen cover and a £150 excess.

I have full no claims, no convictions or accidents in the last 5 years, been driving for 23 years with full licence.

Just wondered what everyone else thought.

Tried to get a quote from my insurance company (Bell direct) and they cannot find the car on their systems. Thought I was lucky, but they were looking at the 80s model, bless ;-).

I would also like to know about greenlaning insurance. I have read all about it and there are some doubts about it's necessity, but no indication as to how much it costs. I mean am I looking for a furtehr £500?

Cheers guys
 

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Wow, that's expensive. I pay about £600 a year at the moment, and my current car is a Mondeo ST220, with business mileage as well. 15 years no claims. I'll run through a couple of online quotations myself later I think, see what pops up.

The "p" stands for provisional, so it may change from it's group 10, the insurers can't fully assess the risk at the moment as the model hasn't been launched.

Green laning, no idea, although I shan't be bothering with that tbh.
 

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Discussion Starter · #3 ·
I thought that too, mind you it may be because of the EU decision about cheaper deals for women drivers being illegal.

Heard on the radio that instead of men getting cheaper, everyone will be paying more.

Somehow I didn't quite believe I would get a cheaper policy, LOL
 

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Wow, did a check online myself, put down 10k business miles, 2k private, came in a £216/year!!
 

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Discussion Starter · #5 ·
I think I will have to have a gander elsewhere then. I only put 2k business.

One thing I have learnt is that if you say you park your car on the road, it is cheaper, as people seem to have more accidents reversing into garages and onto drives! Straight from my insurer. Mind you they couldn't find the duster!!!

Who gave you the best quote?
 

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I just used one of the online comparison engines, the cheapest was with a company called "onequotedirect".
 

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Discussion Starter · #7 ·
Cheers.

Tried money supermarket and got a quote from privilege for £188.

Swish!

Mind you Renault insurance said that they would consider lower quotes.

Have to bell them
 
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£188 is uber cheap! Be interesting to see if Renault can do even cheaper. This would be the cheapest car I've ever insured!

Posted from my Galaxy S2, please excuse my grammar and spelling, fat fingers!
 

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Discussion Starter · #9 ·
I agree, me too.

I was looking for green lane insurance and found this company whos specialise;

www.adrianflux.co.uk/4x4

the also say you get 15% off the cost if you are a member of the Green Lane Association, which I believe is £38.

You have to leave your number and they sau they will call back. I have sneaking suspicion that I left the wing number, as they haven't called back, LOL
 

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I haven't even looked into insurance yet, I'm just going to transfer mine across. I'll take a look at quotes from the supermarkets though and let you all know what mine will be
 

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Discussion Starter · #11 ·
Cheers, MarT
 

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I agree, me too.

I was looking for green lane insurance and found this company whos specialise;

www.adrianflux.co.uk/4x4

the also say you get 15% off the cost if you are a member of the Green Lane Association, which I believe is £38.

You have to leave your number and they sau they will call back. I have sneaking suspicion that I left the wing number, as they haven't called back, LOL
Be careful with Flux Tony. There are a couple of threads kicking around on'tinternet which are less than complimentary. You'll probably find the 15% is already included even though that's not made clear when you do the quote.

My experience when you cancel a policy with them you get royally shafted. I'd had insurance for a couple of months on my 50th Defender and then sold it so cancelled the insurance. Considering I'd paid just over £300 I was expecting around £240 back. No chance. By the time Flux had taken their admin fee and cancellation fee I ended up with about £60. I'd never use them again.

Not much good to you guys but my insurance in Greece, which is the car and not the driver so anyone over 25 can drive, is €354. That's 3rd PF&T with some bolt ons like covered if you are hit by an uninsured driver (plenty of those in Greece). Fully comp is horrendously expensive because it's, shall we say, abused
so those who do bother to insure go for 3rd PF&T. No questions asked about age or driving record, no NCB system that I can tell and the biggest interest from the broker was the value of the car. They actually wanted to see the invoice to prove the value. They trust no one.
 

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Cheers for the heads up about Adrian Flux, Denis.

Having read you experience in Greece, may move there
 

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I have my wife's car and my own 2 seater mid life-crisis speedster both on Direct line, and this would be a new third car policy which normally have to start from scratch with 0% no claims. ( I am keeping the speedster for days when I have a spare £100 for 50ltrs of supreme to get me about 250 miles!That will not be often!))
Using the multi-car scheme that Direct line have, I got a quote of £249 for the diesel 4x4 ambience.

That would suggest that if you already had your no claims, and you were switching ( you always get some kind of introductory bonus) you should be able to get yours cheaper than that even without the multi-car option. ( However I am just in the "saga" age group, live in a relatively low-crime area in the mid central belt of scotland and will keep the car on my drive. I didn't take the replacement car option because I have an alternative , but I did take the legal protection.Its comprehensive of course. I think the excess is £450. All these things make a difference so it is hard to compare like for like precisely.
 

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I done a money super market search and got cheaper than that and I can't be a million miles away from you (FK4) but suppose the difference is its not a third car policy for us. The duster is on hold mind you as a Stepway will make it here first. Not got a quote for that yet.
 
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